Finance Application

So you have done your research, and you have looked through our selection of vehicles. You have deliberated, and you have test driven various models. You are now ready to take the next step with a particular vehicle.

The financing process can appear to be a daunting one. With all of the numbers to crunch, all of the finer details to go over, and all of the specifics to discuss it can seem difficult, or stressful. With our financing team, though, you will always have a hassle-free experience. Our financing team is dedicated to helping you get the best payment option for the vehicle you want, all while ensuring you understand the intricacies of the process.

Finding the Payment Option That Is Right for You

There are a few different avenues you can take when it comes to financing your vehicle. Depending on your budget, your personal preferences, and your driving habits either leasing or financing could be a complementary option for you. Our financing team will walk you through the entire process, and during this time they will help you discern which financing avenue would best suit you.

Visit Us Today to Learn More!

If you would like to learn more about the financing process, or if you have any questions, we invite you to visit us at Ricart Used Car Factory in Groveport, OH. Our team would be more than happy to assist you with any of your automotive needs, from research, to setting up a test drive, to financing, and beyond.

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Address Information*

Employment Information

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Banking Information

Co-Applicant Information

Co-Applicant Employment Information

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Important Privacy Information*

Privacy Statement

Introduction
As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.
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