Payment Calculator

The Payment Calculator Takes the Stress out of Car Financing

* These calculations are for reference purposes only. All figures are estimates only and are not guaranteed as accurate. Always consult a professional financial advisor.

Car financing is a headache. The listed price of a used car can be intimidating; it's hard visualizing those monthly payments. Often you are left gambling: Should you just buy the car now or wait until you save more money? And while we at Ricart Used Car Factory can't make all those big life-altering decisions for you, we can help steer you in the right direction with the payment calculator.

Did your heart start to race when you saw that Toyota RAV4 or Ford Escape, and wondering whether or not you will be able to afford it? Just type in the listed price, what you have for a down payment, your estimated financing rate and your desired loan term, and then the payment calculator will spit out a monthly rate that hopefully coincides with your budget.

Still not able to afford that estimated monthly car payment? Leave it up to our finance experts. You'd be surprised at what they can do to help make your car payments more reasonable for your situation.

Begin car financing by first exploring our helpful online applications like the payment calculator and then fill out a finance application. And when you're ready to turn that dream car into reality, join us at Ricart Used Car Factory in Columbus, just a short drive over from Westerville, Groveport and Reynoldsburg today.

After calculating your payments, use the Pre-Owned Vehicles or New Vehicles buttons to search our inventory for vehicles matching your price in just 1 click!